One from January 2006

I have an old website saved on my hard drive.  I may figure out how to just transfer the html files over, but, in the meantime…..here is an old one.

When looking at the point in time at which enough resources are available for a decent life one must not be too optimistic. I ran some numbers today, having received the most recent statement from my state retirement system, which will be one source of the enough resources picture.

There are other sources – we are on, apparently, the many small pots of retirement money and we won’t starve plan. Between the two of us we will have 3 vested state pension plans, 2 IRAs, and three fairly small defined contribution pots. Add to that a dash of Social Security (Yes, Virginia, there is a Social Security Claus for folks in the early to mid 50’s) and the proceeds from the sale of our home. We think we’ll be able to live indefinitely in a lower cost location starting in the Winter of 2009-2010. I’ll turn 58 then. To stay where we are, I’d have to work to 65 or 66.

I like my job. I enjoy working for a college and I am good at what I do. I have pleasant colleagues and I do fulfilling work, so, why would I want to retire early. Well, I am tired of watching people die before any semblance of a normal lifespan has been achieved. A mother-in-law, a brother-in-law, an aunt, a niece, a son and more recently a colleague who was in the process of retiring at the age of 56.

It is one thing to die when old enough for people to think: “well,that person lived a good long life.” It is quite another to start pushing up flowers at a younger age.

I want to have a large chunk of self-directed time before I start playing a harp. I want Kathy and I to have that together.